The county and state may not charge very much when issuing you a marriage license. However, the court system and lawyers do not return the favor when you want to end your marriage. Filing the paperwork, having a mediator separate your bills and assets, and settling the case in general can cost thousands of dollars, money that you may not have in your bank account. When you need some type of divorce financing, you may wonder what your options are and how you can take advantage of them.
If you have the availability on your credit cards, you may use them to pay your retainer fee and court filing expenses. Your attorney could put the charges on your cards, which would allow you to pay them off gradually or ask for them to be paid off by your spouse if you are asking for court costs. Most law firms accept credit cards as a form of payment.
The interest on credit cards can be high, however. A lower interest suggestion could involve applying for a personal loan from a bank. While you get a lower rate of interest, you likewise have to go through the application process, which itself involves having your own credit score scrutinized. A low score means you probably will get turned down and need another way to get the money.
Instead of a personal loan, you might try for an equity loan against your house. This lien does not require the high score. It could put your house at risk of foreclosure if you default on it, however.
Similarly, you might take out a line of equity that is based on the value in your house. Many banks will give home equity loans even if the owners do not have the best of credit ratings. The loan is secured the equity in the house. If you default, the lender could recoup the loss by foreclosing on the house. This type of lien typically is paid out quickly, letting you move forward with your marital dissolution promptly.
Finally, if your finances are poor and you do not own a house or free and clear car, you may just ask the law firm for a payment arrangement. You might need to pay the retainer fee up front. After that, you might be able to make payments on your account until the case is settled or the judge awards you legal expenses in the judgment.
Most lawyers will not allow payment arrangements without a guarantor or an asset to back up the arrangement. They may allow you to put up your tax refund to secure the arrangement, however. You would need to agree to the IRS sending your refund to the firm or attorney. The refund would then be applied to your account, and anything left over would be sent to you.
A marriage license may be cheap; however, a divorce can be costly and difficult to pay for upfront. Your best chances of finding financing may involve considering these tips. They could give you the money you need now and let you proceed with the case to end your marriage.
If you have the availability on your credit cards, you may use them to pay your retainer fee and court filing expenses. Your attorney could put the charges on your cards, which would allow you to pay them off gradually or ask for them to be paid off by your spouse if you are asking for court costs. Most law firms accept credit cards as a form of payment.
The interest on credit cards can be high, however. A lower interest suggestion could involve applying for a personal loan from a bank. While you get a lower rate of interest, you likewise have to go through the application process, which itself involves having your own credit score scrutinized. A low score means you probably will get turned down and need another way to get the money.
Instead of a personal loan, you might try for an equity loan against your house. This lien does not require the high score. It could put your house at risk of foreclosure if you default on it, however.
Similarly, you might take out a line of equity that is based on the value in your house. Many banks will give home equity loans even if the owners do not have the best of credit ratings. The loan is secured the equity in the house. If you default, the lender could recoup the loss by foreclosing on the house. This type of lien typically is paid out quickly, letting you move forward with your marital dissolution promptly.
Finally, if your finances are poor and you do not own a house or free and clear car, you may just ask the law firm for a payment arrangement. You might need to pay the retainer fee up front. After that, you might be able to make payments on your account until the case is settled or the judge awards you legal expenses in the judgment.
Most lawyers will not allow payment arrangements without a guarantor or an asset to back up the arrangement. They may allow you to put up your tax refund to secure the arrangement, however. You would need to agree to the IRS sending your refund to the firm or attorney. The refund would then be applied to your account, and anything left over would be sent to you.
A marriage license may be cheap; however, a divorce can be costly and difficult to pay for upfront. Your best chances of finding financing may involve considering these tips. They could give you the money you need now and let you proceed with the case to end your marriage.
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Know how to get divorce financing when you turn to this informative website for tips and guidance. For specific details, go to http://newchaptercapital.com immediately.
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